Understanding Transport Insurance: What You Need to Know

When you hand over your possessions to a courier, you want to know they're protected. But insurance terms can be confusing. Here's a breakdown of what you need to look for.
Goods in Transit (GIT) Insurance
This is the most important cover for transport providers. It protects the items being carried against theft, loss, or damage while they are in the vehicle. Coverage limits vary, so always check the value of your goods against the provider's policy limit.
Public Liability Insurance
This covers the provider if they cause damage to your property (like scratching your walls while moving a sofa) or injury to a person during the job. It's a sign of a professional operation.
Check the Exclusions
Every policy has exclusions. Common ones include:
- Improperly packed items (if you packed them yourself)
- Jewelry, cash, or extremely high-value items
- Damage caused by weather if not properly protected
Ask for Proof
Don't be afraid to ask a provider for a copy of their insurance certificate. On quickshipr, we verify insurance documents for our "Verified" providers, giving you extra peace of mind.