Back to Blog
TipsJan 05, 20254 min read

Understanding Transport Insurance: What You Need to Know

James Carter
Author
Understanding Transport Insurance: What You Need to Know

When you hand over your possessions to a courier, you want to know they're protected. But insurance terms can be confusing. Here's a breakdown of what you need to look for.

Goods in Transit (GIT) Insurance

This is the most important cover for transport providers. It protects the items being carried against theft, loss, or damage while they are in the vehicle. Coverage limits vary, so always check the value of your goods against the provider's policy limit.

Public Liability Insurance

This covers the provider if they cause damage to your property (like scratching your walls while moving a sofa) or injury to a person during the job. It's a sign of a professional operation.

Check the Exclusions

Every policy has exclusions. Common ones include:

  • Improperly packed items (if you packed them yourself)
  • Jewelry, cash, or extremely high-value items
  • Damage caused by weather if not properly protected

Ask for Proof

Don't be afraid to ask a provider for a copy of their insurance certificate. On quickshipr, we verify insurance documents for our "Verified" providers, giving you extra peace of mind.